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Group Insurance

Since 1970 the Chambers of Commerce Group Insurance Plan has a long and distinguished record of prompt service, comprehensive coverage, and competitive rates.  The Chamber of Commerce Group Insurance Plan is the largest small business program in Canada and insures over 30,000 businesses.  Whether you're introducing or replacing a program, let your exclusive Chambers Plan advisor show you what a Chambers Plan can do for you.  It may be more than you expected.

NEW!   FutureStep: Group Retirement Savings Plan

No Minimum Firm Size

Full benefits are available to firms with 1 employee.

No Industry Restrictions

All businesses are eligible to participate in the Chamber of Commerce Group Insurance Plan as long as they are members of a participating Chamber or Board of Trade.

Guaranteed Approval

With three or more fulltime employees there are options available that guarantee coverage to you and your employees without a medical questionnaire.

Guaranteed Renewable

As long as you are a member of a participating Chamber or Board of Trade and your premiums are up to date, you can never have your plan terminated for excessive claims.

Rate Stability

Claims are averaged and pooled with more than 30,000 companies just like yours, so you won't be penalized with a rate increase because of high claims.

Administer Your Plan On-Line

You have the option of using the my-benefits.ca secure website to manage, complete any changes or updates to data on your plan.

Benefits and Services

Each participating firm takes core coverage of insurance benefits depending on its size. These always include an amount of Life Insurance with Accidental Death and Dismemberment benefits. The firm may then choose optional benefits from a wide range of contemporary products, including:

  •     Short and Long Term Disability
  •     Prescription Drug coverage, including ASSURE direct pay drug card options
  •     Vision Care
  •     Major Medical with Semi-Private Hospital benefits
  •     Basic (Routine), Major and Orthodontic Dental services
  •     Worldwide Emergency Medical Benefits
  •     Employee Assistance Counselling
  •     Registered Retirement Savings Plans
  •     Business Overhead Benefits
  •     Optional Life for Employees and Dependents
  •     Critical Illness benefits
  •     Best Doctors services

Click here to see the highlights of benefits of the Chamber Group Insurance Plan.

Want more information on the Chamber of Commerce Group Insurance Plan?
Contact Hynek Financial for more information.

HFG Financial